Bounced Cheque Letter to Bank

This is an actual letter that was sent to a bank by an elderly woman. It was so amusing that the bank’s manager decided to have it published in the New York Times.

“Dear Sir: I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber the month before. By my calculations, 3 nanoseconds must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honour it …

I refer, of course, to the automatic monthly deposit of my entire pension, an arrangement which, I admit, has been in place for only 8 years.

We congratulate you for using this short period of time and for debiting my account for $ 30 as a penalty for the inconvenience suffered by your bank.

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally answer your telephone calls and letters, — when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become.

From now on, I, like you, choose only to deal with a flesh-and-blood person

My mortgage and loan repayments will therefore no longer be automatic and will be sent to your bank by cheque addressed personally and confidentially to an employee of your bank whom you must name.

Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope.

Please find attached an Application Contact which I require your chosen employee to complete.

I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative.

Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof.

In due course, at MY convenience, I will issue your employee with a PIN number which he/she must quote in dealings with me.

I regret that it cannot be less than 28 digits, but I have modelled it again on the number of keys I need to access my account balance via your telephone service.

As they say, imitation is the sincerest form of flattery.

Let me level the playing field even further. When you call me, press buttons as follows:
IMMEDIATELY AFTER DIALING, PRESS THE STAR (*) BUTTON FOR ENGLISH

1. To make an appointment to see me

2. To query a missing payment.

3. To transfer the call to my living room in case I am there.

4 To transfer the call to my bedroom in case I am sleeping.

5. To transfer the call to my toilet in case I am attending to nature.

6. To transfer the call to my mobile phone if I am not at home.

7. To leave a message on my computer, a password to access my computer is required. Password will be communicated to you later to that Authorized Contact mentioned earlier.

8. To return to the main menu and to listen to options 1 through

9. To make a general complaint or inquiry. The contact will then be put on hold, pending the attention of my automated answering service.

10. This is a second reminder to press* for English.

While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call. Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous New Year?

Your Humble Client”

LEAVE A REPLY

Please enter your comment!
Please enter your name here

19 − 5 =